Services
Services
Behind every individual, family and business is a unique story - a story filled with dreams, ambitions and celebrations of success. At Baird, we take the time to learn about your story and your financial vision.
Planning for Complex Financial Lives
Many of the individuals we work with have financial lives that extend beyond basic investment management.
This may involve concentrated investment positions, planning for the transition of a business, managing inherited assets, or determining how retirement income will be generated in a tax-efficient way over time.
Financial planning helps bring structure to decisions such as:
- How retirement income will be generated from investment assets
- How taxes may affect withdrawals and long-term portfolio growth
- How investment strategy aligns with estate planning priorities
- How major financial decisions affect future flexibility
The end goal is to create a strategy that supports the next phase of life.
Retirement Planning
Your lifestyle will almost certainly change when you enter retirement - so should how you think about money.
Tax Planning
Making the most out of our clients’ money starts with recognizing all the ways taxes can impact their financial future. Years of experience have prepared us to guide you through your life transitions.
Estate Planning
It's not just for the ultra-wealthy. An estate plan can help you protect your assets and make things easier for your heirs.
Education Planning
With more students graduating from college with thousands of dollars in student loan debt, funding an education can be one of the most impactful investments you can make.
Who This Financial Planning Is For
Our financial planning services are best suited for individuals and families seeking a more strategic approach to managing wealth and preparing for retirement.
Many of the clients we work with include:
- High income professionals and executives
- Business owners planning for the future or eventual transition
- Individuals approaching retirement with significant savings
- Families managing inherited assets, trusts, or estate considerations
- Retirees focused on sustainable retirement income and tax efficiency
This work centers on long-term wealth strategy and retirement planning rather than budgeting assistance or basic debt management.
Local Guidance Supported by Baird
The Rumage Drascic Group serves individuals and families throughout Janesville and Rock County as part of Robert W. Baird & Co.
Baird provides extensive investment research, planning tools, and wealth management resources that support the work we do with clients locally. Clients benefit from the capabilities of a national firm and the personal relationship of a local advisory team.
Every financial plan starts with understanding the full picture. A conversation is the best place to begin.
When a Second Opinion Can Be Valuable
Many individuals seek a second perspective before making major financial decisions.
This often happens when:
- Retirement is approaching
- A significant rollover or inheritance is involved
- Investment portfolios have grown more complicated
- You want confirmation that your current strategy still fits your goals
A second opinion can provide reassurance or highlight planning opportunities that may have been overlooked.